How to Set Up Direct Deposit

Direct deposit lets your paycheck or benefits arrive automatically in your account without needing to deposit a check.

If you can, do this first
Confirm what your payer needs
Your employer or benefits provider may ask for:

• Bank name
• Routing number (or equivalent)
• Account number
• Account type (checking/savings)
  Some also require a signed direct deposit form.

Set up direct deposit
You can usually complete setup by:

• Filling out your employer/provider’s direct deposit form, or
• Using a direct deposit setup flow in the Mobile App (if available)

Verify your first deposit
First deposits can take time depending on payroll schedules. If your deposit doesn’t arrive as expected:

• Confirm the account and routing numbers were entered correctly
• Ask your employer/provider when the deposit was sent
• Check whether a prenote (test deposit) period applies

FAQ
How long does direct deposit take to start?
Often 1–2 pay cycles, depending on your employer/provider.

Can I split my paycheck between two accounts?
Many employers support split deposits. Ask your payroll team what they allow.

What if I entered the wrong account number?
Contact support as soon as possible. The deposit may be rejected and returned, but timing depends on the payer.